PA/PG
RBI authorised domestic acceptance across UPI, cards, netbanking, and wallets.
Trusted by India's leading financial institutions
Indian payments are regulated across domestic acceptance, bill payments, and cross-border settlement. Most platforms hold one or two authorisations and stitch the rest together. ToucanPay operates the full stack.
RBI authorised domestic acceptance across UPI, cards, netbanking, and wallets.
Onboard and manage billers directly on the Bharat Bill Payment System
Deliver bill payment and collection experiences across the BBPS network.
RBI-authorised inward and outward cross-border payment processing.
FEMA-compliant export and import settlement through authorised banking partners.
Every regulated payment flow your business needs — under one platform, one contract, one reconciliation view.
ToucanPay is one regulated platform — not a bundle of products to stitch together. Three clearly-separated capabilities, each running on its own authorisation, all on a single integration and a single reconciliation view.
Domestic acceptance across every Indian payment rail, operated as regulated infrastructure — with the settlement visibility and reconciliation that operationally critical businesses need.
Collect recurring and one-time bills across the BBPS network, as both biller and customer operating unit
Regulated inward and outward settlement for exporters and importers. Runs on PACB and AD-2 linked banking partnerships.
All three run on SuperStream— the orchestration layer that coordinates them into one operating platform.
SuperStream is the orchestration and control layer beneath every ToucanPay transaction — the difference between processing payments and operating them. It sits above every processor, bank, and rail and runs them as one coordinated system: one integration, one settlement view, one source of operational truth. It is what turns a licence stack into an operating platform.
Every transaction intelligently directed across processors and banks — automatically optimised for cost and success rate. Not a fixed pipe; a coordinated system.
One integration sits above every processor and bank relationship. Add, switch, or rebalance providers without re-integrating or disrupting live operations.
Settlement aligned across rails, currencies, and cycles into one coherent flow — so money movement is predictable, not piecemeal
Reconciliation that matches itself. Books close faster, exceptions surface early, and finance stops chasing what the system already knows.
When a single provider degrades, acceptance stays stable. SuperStream absorbs the disruption rather than passing it to your customers
One ledger, one view, one source of truth across the entire payment estate — the difference between running payments and watching them happen.
All three run on SuperStream— the orchestration layer that coordinates them into one operating platform.
Cross-border is not a payment method — it is a regulated settlement problem. ToucanPay operates PACB-authorised cross-border processing with AD2-linked banking partnerships, orchestrated by SuperStream across multiple banks, so exporters and importers settle compliantly and predictably.
PACB-authorised inward and outward cross-border processing
AD2-linked settlement through authorised banking partners
Multi-bank orchestration not dependent on a single banking relationship
FEMA-compliant documentation, automated
Predictable settlement timelines to INR
Export and import settlement that your finance and compliance teams can both rely on.
The payment infrastructure built for regulated finance. Disbursements, repayment collections, escrow-ready settlement, and BBPS bill collections — on RBI-authorised infrastructure with the compliance and reconciliation layers that regulated finance demands.
Electricity, gas, and water collections across the BBPS network — regulated, reconciled, settlement-visible.
EMI and insurance premium collections on regulated rails — recurring, predictable, fully reconciled.
Supplier and invoice payments through BBPS — structured collections with clean settlement visibility.
REST APIs, SDKs, sandbox environments, and clear documentation. Integrate once and reach domestic acceptance, bill payments, and cross-border settlement — without re-integrating for each rail.
View API Documentation
RESERVE BANK OF INDIA
BILLER OPERATING UNIT
CUSTOMER OPERATING UNIT
CROSS-BORDER · RBI
DATA SECURITY · L1
SECURE SOFTWARE FRAMEWORK
INFO-SEC MANAGEMENT
ELECTRONIC TRANSACTIONS ASSN.
Case studies are pending customer permissions. The structure below previews how individual stories will render once approved.
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CellPay streamlined payment operations, shifting from fragmented rails to an AI-driven orchestration platform, enabling scalability...
Learn moreBook a walkthrough of ToucanPay — the licence stack, the SuperStream orchestration layer, and cross-border settlement, mapped to your business.
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