RBI Approved • PA-CB Authorised • Made in India
  • RBI
  • Yes Bank
  • Axis Bank
  • Master Card
  • Visa
  • Currency Cloud
Global Cross-Border Payments with CrossStream
Global Bank Accounts

Global Bank Accounts

Accept cross-border payments from 190+ countries with dedicated multi-currency accounts. Settle within 24 hours.

e-FIRA auto-generated for international payments India

Instant FIRA. Zero Stress

e-FIRA automatically generated and emailed for every cross-border payment transaction — no manual paperwork.

Real-Time Payment Tracking

Real-Time Payment Tracking

Track every cross-border payment in real time through a unified dashboard, from receipt to INR settlement.

What You See Is What You Pay
  • No surprises No surprises
  • No hidden charges No hidden charges

For payments up to

$3,000

You pay

Flat $24

per transaction

For payments between

$3K – $12K

You pay

Flat $25

per transaction

For payments

Above $12K

You pay

0.25%

per transaction

For payments above

$50,000/month or enterprise customers
Get In Touch
Pay Less to Receive International Payments in India
  • Zero Forex Markup Zero Forex Markup
  • No Hidden Charges No Hidden Charges
  • Faster Payments Faster Payments

Your payment method

Global Bank Account Global Bank Account

Logo

Invoice Amount

USD
$ 500

Invoice Amount

INR
₹44,814.94
1 USD = 91.6223 INR
Live FX rate

*currency / INR on Jan 27, 2026, 12:39 IST

Why Businesses Choose CrossStream

Modern infrastructure designed for fast, compliant global transactions.

Feature Traditional Methods Toucan CrossStream
Settlement Time 5-7 business days T+1, T+2
Transaction Fees 3-5% hidden charges Lower transaction rates
FX Rates Opaque markup (1-3%) Low interbank rates, no markup
FIRA Documentation Manual process, days wait Auto-generated instant e-FIRA
Onboarding Weeks of paperwork Digital KYC, live in 24 hours
Cross-Border Payment Solutions Across Industries

Toucan enables businesses across industries to accept cross-border payments and settle global payments seamlessly, enter new markets faster, and grow revenue — powered by a secure, RBI-compliant, and scalable cross-border payment platform.

Cross-border payment platform for SaaS India — INR settlement

SaaS & Services

Accept cross-border payments and multi-currency collections from global customers with seamless INR settlement. Built-in documentation, compliance, and regulatory reporting included.

Marketplaces

Marketplaces

Manage cross-border collections and seller payouts at scale with split settlements. Automated reconciliation and PA-CB compliant workflows from one cross-border payment platform.

Cross-border payment platform for freelancers India — receive international payments

Freelancers / Creators

Collect cross-border payments in India faster and receive compliant INR credits directly to your bank. Documentation and reporting handled end-to-end.

Your Security Is Our Priority
  • ISO 27001  certified
  • SOC 2 Type II certified
  • GDPR compliant
  • PCI DSS Certified
  • Visa
Quick to Start. Easy to Scale.

Everything you need to manage cross-border payments and international payments end to end, in as little as 24 hours.

  • 1
    Mobile Number Verification

    Confirm your mobile number to begin account creation.

  • 2
    Select Account Details

    Choose your account type along with supported currencies.

  • 3
    Quick Digital KYC

    Complete PAN and Aadhaar verification securely through our system.

  • 4
    Start Receiving Payments

    Your virtual accounts are set up and ready to use.

Start Receiving International Payments Today 

Expand globally, settle effortlessly, and manage every payment from one platform. 

Get Started with Toucan
Cross-Border Payment Frequently Asked Questions

With Toucan CrossStream's cross-border payment solutions, you get a dedicated Global Bank Account with local account details in USD, EUR, GBP, AED, and more. Share these details with your international clients — they pay as a standard bank transfer from their end. Toucan converts the funds at live interbank FX rates and settles INR in your Indian bank account within T+1 or T+2 business days, fully RBI-compliant and PA-CB authorised. 

CrossStream offers an affordable cross-border payment platform with a simple flat fee — $24 for payments up to $3,000, $25 for $3,000–$12,000, and 0.25% above $12,000. There is zero forex markup on the exchange rate, and no hidden charges. Enterprise customers above $50,000/month get custom pricing. 

A FIRA (Foreign Inward Remittance Advice) is the official RBI-required document confirming foreign currency received in India — essential for GST filings and export compliance for cross-border payments in India.. With CrossStream, an e-FIRA is auto-generated and emailed to you instantly after every successful transaction. No bank visits, no manual requests, no waiting. 

Yes — CrossStream's cross-border payment solutions are built for Indian freelancers invoicing global clients. You get instant INR settlement, automatic e-FIRA for every payment, flat transparent fees, and digital KYC onboarding in under 24 hours. No minimum volume, no percentage-of-invoice surprises. 

CrossStream handles multi-currency collections from 190+ countries with seamless INR settlement, built-in FEMA compliance, and T+1 payouts — purpose-built for cross-border payments in India for SaaS businesses billing global customers. Every transaction auto-generates an e-FIRA, keeping your GST zero-rating and audit documentation clean. API integration is available for billing stacks and subscription tools. 

CrossStream uses live interbank FX rates — the same wholesale rates banks use — with zero additional markup, giving you transparent FX rates for cross-border payments in India. The rate applied to your payment is visible in real time on your dashboard before settlement. Unlike most cross-border payment platforms in India, there is no hidden 1–3% forex margin. 

Yes. Every transaction is tracked in real time through your CrossStream cross-border payment platform dashboard — from the moment your client sends payment to the moment INR lands in your account. You also receive an automatic e-FIRA confirmation email on successful settlement.

Cancellation is only possible before a transaction is fully processed. Once INR settlement has been initiated, cross-border payments are generally irreversible. Contact Toucan support immediately at sales@toucanpay.in if you spot an error.

CrossStream is certified under ISO 27001, SOC 2 Type II, PCI-DSS Level 1, and PCI-SSF, with all payment data tokenised end-to-end. Transaction records are stored within India in line with RBI data localisation norms. As a PA-CB authorised platform, every cross-border payment is processed within the full RBI regulatory framework.