RuPay credit cards can now be linked to UPI apps and used to pay any compatible UPI QR, combining the reach of UPI with the power of credit. For merchants, this means credit acceptance is no longer limited to POS terminals or online card forms. The transaction is authenticated using a UPI PIN, just like […]
Every year, hundreds of millions of migrant workers send money home to support their families. In 2024, global remittances were estimated at a staggering $905 billion, with roughly $685 billion flowing to low- and middle-income countries. For decades, global remittance corridors were dominated by established players, money transfer operators (MTOs), banks, and exchange houses. Yet, […]
India’s Buy Now, Pay Later (BNPL) market has entered a decisive growth phase. Valued at over $30 billion in 2025 and projected to more than double by the end of this decade, BNPL has moved from a niche checkout novelty to a mainstream payment expectation. For merchants, this is not just an industry trend to […]
Indian merchants lose revenue due to frequent payment failures from bank overloads, network issues, and PSP downtimes, with 15% of online payments declined. UPI boasts 90-95% success but dips during peaks like festivals, while cards face bank authorization hurdles like insufficient funds or OTP errors. These issues spike cart abandonment, eroding customer trust and sales […]
Sending ₹1,00,000 internationally shouldn’t cost ₹8,000 to ₹12,000 in fees. Yet for millions of Indian businesses, freelancers, and importers, that’s the quiet reality of the global banking system. Cross-border payment costs are layered, opaque, and deliberately complicated. Whether you’re a startup paying international vendors, a freelancer receiving USD payments, or a business managing import invoices, […]
If you’re running an online business in 2026, you’ve likely encountered the terms MDR and TDR on your payment gateway invoices. These fees—often presented as simple percentages—can significantly impact your bottom line, especially as transaction volumes grow. Yet many merchants don’t fully understand what they’re paying for, why rates vary so dramatically across payment methods, […]
Cross-border payments are financial transactions where the payer and recipient are located in different countries. This includes an Indian SaaS company collecting subscription fees from a US client, a freelancer receiving payment from a European agency, or an exporter settling invoices with an overseas buyer. These transactions require currency conversion, compliance checks, and routing across […]
For decades, international money transfers have been synonymous with delays, high costs, and opacity. But the emergence of instant payment systems and their strategic interlinking is rewriting the rules of global finance, bringing real-time settlement capabilities to international transactions in ways previously unimaginable. Traditional Cross-Border Payments: Key Pain Points 1. High and fragmented costs World […]
A Payment Service Provider (PSP) is a company that enables businesses to accept electronic payments from customers. PSPs act as intermediaries between merchants, customers, banks, and card networks, handling the technical and regulatory complexities of processing digital payments. Modern PSPs (also called merchant service providers) expose APIs, dashboards, and SDKs that developers can embed into […]
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