Toucan Pay Insights

Discover the latest industry updates, digital payment insights, and fintech news from Toucan Payments.

What is a Payment Service Provider?

A Payment Service Provider (PSP) is a company that enables businesses to accept electronic payments from customers. PSPs act as intermediaries between merchants, customers, banks, and...
What Are Cross-Border Payments? A Complete Guide for Indian Businesses

What Are Cross-Border Payments? How They Work, Costs, and the Best Solutions for Indian Businesses

Cross-border payments are financial transactions where the payer and recipient are located in different countries. This includes an Indian SaaS company collecting subscription fees from...
mdr pg services in 2026

Understanding MDR/TDR: The real cost of PG services in 2026

If you’re running an online business in 2026, you’ve likely encountered the terms MDR and TDR on your payment gateway invoices. These fees—often presented as simple...

Top 7 Things Indian Businesses Check Before Choosing a Cross-Border Payment Provider

Expanding internationally is no longer limited to large enterprises. Today, Indian exporters, SaaS companies, marketplaces, manufacturers, consulting firms, and D2C brands regularly...
The Hidden Cash Flow Problem: Why Predictable Settlements Matter More Than Faster Payments

The Hidden Cash Flow Problem: Why Predictable Settlements Matter More Than Faster Payments

When businesses talk about improving payments, the conversation often revolves around speed. Everyone wants instant transactions, real-time payments, and faster customer checkouts. But...
The Future of Payment Infrastructure: Switching, AI Fraud Detection, and Scale

The Future of Payment Infrastructure: Switching, AI Fraud Detection, and Scale

The way businesses move money is changing faster than at any point in the last decade. UPI volumes keep breaking records, AI is reshaping fraud detection, and merchants are processing...
Rupay credit on upi how merchnats can ride India's next big payments wave

RuPay Credit on UPI: How Merchants Can Ride India’s Next Big Payments Wave

RuPay credit cards can now be linked to UPI apps and used to pay any compatible UPI QR, combining the reach of UPI with the power of credit. For merchants, this means credit acceptance...
Remittance Market Disruption: How Fintechs Challenge Traditional Money Transfer

Remittance Market Disruption: How Fintechs Challenge Traditional Money Transfer

Every year, hundreds of millions of migrant workers send money home to support their families. In 2024, global remittances were estimated at a staggering $905 billion, with roughly $685...
realtime crossborder payments

Real-Time Cross-Border Payments: How Instant Rails and FPS Linkages Are Changing the Game

For decades, international money transfers have been synonymous with delays, high costs, and opacity. But the emergence of instant payment systems and their strategic interlinking is...